Private Coverage

HSC research examines trends in private insurance coverage—both employer-sponsored group coverage and non-group, or individual, coverage.

Title	Date	Document Info
Consumer-Directed Health Care: Promise and Performance James C. Robinson, Paul B. Ginsburg	Jan. 27, 2009	Journal ArticleHealth Affairs
Why Do Hispanics Have So Little Employer-Sponsored Health Insurance? James D. Reschovsky, Jack Hadley, Len M. Nichols	Fall 2007	Journal ArticleInquiry
Employers' Views on Incremental Measures to Expand Health Coverage Heidi H. Whitmore, Sara R. Collins, Jon R. Gabel, Jeremy D. Pickreign	November/December 2006	Journal ArticleHealth Affairs
Tracking Health Care Costs: Continued Stability But at High Rates in 2005 Paul B. Ginsburg, Bradley C. Strunk, Michelle I. Banker, John P. Cookson	Oct. 3, 2006	Journal ArticleHealth Affairs
Health Benefits In 2006: Premium Increases Moderate, Enrollment In Consumer-Directed Health Plans Remains Modest Gary Claxton, Jon R. Gabel, Isadora Gil, Jeremy D. Pickreign, Heidi H. Whitmore, Benjamin Finder, Samantha Hawkins	Sept. 26, 2006	Journal ArticleHealth Affairs
Why Employer-Sponsored Insurance Coverage Changed, 1997-2003 James D. Reschovsky, Bradley C. Strunk, Paul B. Ginsburg	May/June 2006	Journal ArticleHealth Affairs
Generosity and Adjusted Premiums in Job-Based Insurance: Hawaii is Up, Wyoming is Down Jon R. Gabel, Roland McDevitt, Laura Gandolfo, Jeremy D. Pickreign, Samantha Hawkins, Cheryl Fahlman	May/June 2006	Journal ArticleHealth Affairs
Public Employees' Health Benefits Survive Major Threats, So Far Robert E. Hurley, Laurie E. Felland, Anneliese M. Gerland, Jeremy D. Pickreign	April 18, 2006	Journal ArticleHealth Affairs
A Widening Rift in Access and Quality: Growing Evidence of Economic Disparities Robert E. Hurley, Hoangmai H. Pham, Gary Claxton	Dec. 6, 2005	Journal ArticleHealth Affairs
Health Benefits in 2005: Premium Increases Slow Down, Coverage Continues to Erode Jon R. Gabel, Gary Claxton, Isadora Gil, Jeremy D. Pickreign, Heidi H. Whitmore, Benjamin Finder, Samantha Hawkins, Diane Rowland	September/October 2005	Journal ArticleHealth Affairs
What High-Deductible Plans Look Like: Findings from a National Survey of Employers, 2005 Gary Claxton, Jon R. Gabel, Isadora Gil, Jeremy D. Pickreign, Heidi H. Whitmore, Benjamin Finder, Shada Rouhani, Samantha Hawkins, Diane Rowland	Sept. 14, 2005	Journal ArticleHealth Affairs
As the Health Insurance Underwriting Cycle Turns: What Next? Joy M. Grossman, Paul B. Ginsburg	November/December 2004	Journal ArticleHealth Affairs
The Effect of Tax Credits for Nongroup Insurance on Health Spending by the Uninsured James D. Reschovsky, Jack Hadley	Feb. 25, 2004	Journal ArticleHealth Affairs
Health and the Cost of Nongroup Insurance Jack Hadley, James D. Reschovsky	Fall 2003	Journal ArticleInquiry
Association Health Plans and Alternative Ways to Increase Health Insurance Coverage Among Workers in Small Firms Len M. Nichols	Feb. 5, 2003	Congressional Testimony
The Nongroup Health Insurance Market: Short on Facts, Long on Opinions and Policy Disputes Mark V. Pauly, Len M. Nichols	Oct. 23, 2002	Journal ArticleHealth Affairs,
Ensuring Health Security: Is the Individual Market Ready for Prime Time? Karen Pollitz, Richard Sorian	Oct. 23, 2002	Journal ArticleHealth Affairs,
Insurance Product Design and Its Effects Peter Kemper, Ha T. Tu, James D. Reschovsky, Elizabeth Schaefer	Summer 2002	Journal ArticleInquiry
Small Firms' Demand for Health Insurance: The Decision to Offer Insurance Jack Hadley, James D. Reschovsky	Summer 2002	Journal ArticleInquiry
Health Insurance Expansions for Working Families Danielle H. Ferry, Bowen Garrett, Sherry Gilied, Emily K. Greenman, Len M. Nichols	July/August 2002	Journal ArticleHealth Affairs
Declining Employer-Sponsored Coverage Peter J. Cunningham	March 2002	Journal ArticleMedical Care Research and Review
Employer-Sponsored Health Insurance: Sally Trude, Jon B. Christianson, Cara S. Lesser, Carolyn A. Watts, Andrea Staiti	January/February 2002	Health Affairs
The Health Status of Workers Who Decline Employer-Sponsored Insurance: Linda J. Blumberg, Len M. Nichols	November 2001	Health Affairs
Worker Decisions to Purchase Health Insurance Linda J. Blumberg, Len M. Nichols, Jessica S. Banthin	September 2001	Journal ArticleInternational Journal of Health Care Finance and Economics
Trends In Out-Of-Pocket Spending By Insured American Workers, 1990-1997 Jon R. Gabel, Paul B. Ginsburg, Jeremy D. Pickreign, James D. Reschovsky	March/April 2001	Health Affairs
Do Consumers Know How Their Health Plan Works? Peter J. Cunningham, Charles Denk, Michael Sinclair	March/April 2001	Health Affairs
Tracking Health Care Costs: Christopher Hogan, Paul B. Ginsburg, Jon R. Gabel	November/December 2000	Health Affairs
Withering on the Vine: Jon R. Gabel, Paul B. Ginsburg, Heidi H. Whitmore, Jeremy D. Pickreign	September/October 2000	Health Affairs
Tracking Recent Changes in Health Coverage for Low-Income Children with the Community Tracking Study, 1996-1997 and 1998-1999 Peter J. Cunningham, Michael H. Park	April 2000	Research Report No. 04
Managed Care Backlash: Paul B. Ginsburg	October 1999	Journal of Health Policy, Politics and Law
Health Spending: Paul B. Ginsburg	January/February 1999	Health Affairs
Competition, Quality of Care and the Role of the Consumer Catherine G. McLaughlin, Paul B. Ginsburg	1998	The Milbank Quarterly
Tracking Health Care Costs: Paul B. Ginsburg, Jon R. Gabel	September/October 1998	Health Affairs
CHIPing Away at the Problem of Uninsured Children James D. Reschovsky, Peter J. Cunningham	October 1998	Research Report No. 02
The Role of Employers in Community Health Care Systems Jon B. Christianson	July/August 1998	Health Affairs
Health System Change in 1997 Paul B. Ginsburg	July/August 1998	Health Affairs
Tracking Small-Firm Coverage, 1989-1996 Paul B. Ginsburg, Jon R. Gabel, Kelly A. Hunt	January/February 1998	Health Affairs
Choosing a Health Plan: Judith Hibbard, Jacquelyn Jewett, Mark W. Legnini, Martin Tusler	November/December 1997	Health Affairs
Small Employers and Their Health Benefits, 1988-1996: Jon R. Gabel, Paul B. Ginsburg, Kelly A. Hunt	September/October 1997	Health Affairs
Tracking Health Care Costs: Paul B. Ginsburg, Jeremy D. Pickreign	July/August 1997	Health Affairs
Tracking Health Care Costs Paul B. Ginsburg, Jeremy D. Pickreign	Fall 1996	Health Affairs
Snapshots of Change in Fifteen Communities: Debra J. Lipson, Jeanne M. De Sa	Summer 1996	Health Affairs